Affordable Care Act (ACA)

Enrolling in an Affordable Care Act plan ensures you won’t face surprise medical bills or gaps in coverage. You get free preventive services, protection from unexpected health events, and peace of mind knowing your care is covered—from routine checkups to major treatments.

Any U.S. citizen or lawfully present resident ages 64 who doesn’t qualify for Medicare can enroll. There’s no upper age limit before Medicare; even infants and children can get covered under a family plan. You simply need to live in your plan’s service area and pay the monthly premium.

Yes! If your household income is between 100%–400% of the Federal Poverty Level, you may qualify for premium tax credits that reduce your monthly bill. Those between 100%–250% FPL can also receive cost-sharing reductions to lower deductibles, copays, and coinsurance.

Absolutely. Preventive services like annual checkups, vaccines, and screenings are covered at no extra cost—and they catch issues early. If something unexpected happens, you’re protected from surprise bills.

With over 5,000 positive Google reviews, Healthcare Solutions combines deep industry expertise with truly personal service. Our team of licensed, certified advisors works one-on-one to compare every ACA and Medicare option—so you get the plan that fits your budget, health needs, and lifestyle. From free, no-obligation quotes to year-round support for claims and renewals, we’re here whenever you need us.