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Dental & Vision Plans
Protect Your Smile and Vision with Confidence.
Coverage for dental and vision varies by plan. A licensed insurance agent can explain how a specific plan handles these services.
Why Dental and Vision Care Is Important
Regular dental and vision checkups can support your overall well-being and may help identify concerns that need professional attention.
Peace of Mind
Depending on the plan, coverage may help with eligible services such as exams, fillings, lenses, or frames. Review the plan details for limits and exclusions.
Protect Your Health
Regular preventive care may help identify dental or vision concerns early. Coverage and frequency limits vary by plan.
Predictable Costs
Coverage may help with eligible expenses, subject to premiums, deductibles, copays, waiting periods, annual maximums, and other plan terms.
Understanding Dental and Vision Coverage
Original Medicare generally does not cover most routine dental care or routine eye exams for eyeglasses or contact lenses. Limited exceptions may apply.
The Problem
Original Medicare generally does not cover routine dental care, routine eye refractions, or most eyeglasses and contact lenses, although limited exceptions may apply.
The Solution
A dental or vision plan covers services Original Medicare generally does not.
Explore Coverage in Three Steps
A licensed insurance agent can help you review available options so you understand how the coverage works.
1
Tell Us Your Needs
Tell us which dental and vision services matter to you and whether you have preferred providers.
2
Compare Plans
We'll explain options from the carriers we represent, including costs, covered services, provider networks, waiting periods, exclusions, and annual maximums.
3
Apply for Coverage
If you choose to apply, a licensed insurance agent can help with the application. Coverage begins only after carrier approval and on the policy's effective date.
Common Questions About Coverage
If you don't see your question below, our licensed insurance agents are always ready to help.
Why do I need a separate plan if I have Medicare?
Original Medicare generally does not cover most routine dental care or routine eye exams for eyeglasses or contact lenses. Limited exceptions apply, including certain medically necessary services. A standalone policy is separate from Medicare and may cover certain dental or vision services.
Can I get a standalone plan if I have a Medicare Advantage plan?
Some Medicare Advantage plans include dental or vision coverage, but covered services and rules vary. Before adding a standalone policy, review your plan documents and confirm whether the policy can coordinate with your existing coverage.
How much does a dental and vision plan cost?
Premiums vary by age, location, and the level of coverage selected. Review deductibles, copays or coinsurance, provider networks, waiting periods, covered services, exclusions, service-frequency limits, and annual maximums before applying.
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